Gema Fernández

Gema specialises in financial regulation and administrative procedures, in particular AML regulations, MiFID II and consumer protection rules, market abuse, payment services, fintech, cross-border provision of services, authorisation of regulated entities both national and foreign. She also advises funds, UCITS, AIFs and SOCIMIs.

She has experience in defending banks and financial services firms in regulatory enforcement matters in front of the Bank of Spain and the CNMV (Spanish markets authority), as well as acting in banking and finance related disputes. She also has experience in defending, these, and similar entities in judicial procedures.

Moreover, she is part of the team responsible for designing and implementing corporate and criminal compliance.

She has a degree in Law from the Instituto de Estudios Bursátiles (I.E.B.) which forms part of the Universidad Complutense de Madrid. She also has a Masters in Stock Exchange from the I.E.B., Madrid. Gema has taken several specialisation courses on regulatory and compliance matters, such as the AFI Compliance and Regulation Programme, certified by the European Financial Planning Association (EFPA).